The Most Common College Planning Myths—Busted!

When it comes to college admissions and financial aid, bad advice is everywhere. From TikTok tips to outdated family folklore, it’s easy to fall for myths that can derail your student’s planning process. Let’s bust some of the most common misconceptions so your family can move forward with clarity and confidence.

Myth 1: You Should Only Apply to "Reach" Schools

Busted: Reach schools are great goals, but a college list full of long shots is risky. A balanced list should include reach, match, and likely schools where your student can thrive academically, socially, and financially.

Myth 2: Only Straight-A Students Get Scholarships

Busted: Many scholarships are based on leadership, community service, artistic talent, or unique life experiences—not just grades. And some are awarded by local groups or small organizations that value potential over perfection.

Myth 3: Private Colleges Are Always More Expensive

Busted: While sticker prices may be higher, many private schools offer generous financial aid and scholarships. In some cases, they can end up costing less than public universities.

Myth 4: If We Make Too Much, We Shouldn’t Bother with the FAFSA

Busted: Some aid isn’t based on need—and many colleges require the FAFSA to consider your student for merit aid. File it, even if you think you won't qualify for need-based help.

Myth 5: Test-Optional Means Scores Don’t Matter

Busted: Test-optional doesn’t mean test-blind. A strong SAT or ACT score can still boost an application, especially at competitive schools. If your student tests well, submitting scores may help.

Myth 6: The More Extracurriculars, the Better

Busted: Colleges care more about depth than breadth. A few meaningful activities where a student has made a real impact will always outweigh a long list of surface-level involvement.

Final Thought

There’s a lot of noise out there, and even well-meaning advice can lead you astray. The truth is, there are many paths to college success—and every student’s journey is different.

Need help separating fact from fiction? Fenix Consulting can help your family make informed, strategic choices every step of the way.